Many readers asked whether the rule allowing a tax-free $100,000 direct transfer from IRAs to public charities was extended for 2015.

Individual retirement account (IRA)

A retirement account to which up to $4,000 (or $5,000 if you are 50 or over) may be contributed for 2007, but deductions for the contribution are restricted if you are covered by a company retirement plan. Earnings accumulate tax free.